EMV

Tax Glossary Definition

EMV

EMV stands for Europay, Mastercard, and Visa, representing a global standard for secure payment card transactions. EMV technology incorporates a microchip embedded in credit and debit cards, which enhances data protection, authentication, and fraud prevention during electronic payments. This chip-based system ensures secure information storage and promotes international interoperability across different banking and payment networks.

Example: When a customer uses an EMV-enabled card at a payment terminal, the chip generates a unique transaction code, making it much harder for fraudsters to duplicate or misuse the card information.

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