HUF Explained: A Smart Tax-Saving Strategy

Introduction: Taxation varies for individuals, companies, firms, and other entities, with Hindu Undivided Family (HUF) being one such entity. HUF entails a distinct and autonomous set of tax obligations and exemptions. Introduced in India, the concept of HUF aims to preserve familial unity and retain business earnings within the family, thereby ensuring familial control and […]

Section 80DDB: Tax Deductions for Medical Expenses

Introduction: Section 80DDB of the Income Tax Act, established by the Indian government as a tax-saving provision, allows taxpayers to deduct expenses associated with various ailments. This provision encompasses both personal expenditures and those of a taxpayer’s dependents, including their spouse, children, and parents. It’s important to note that this deduction is applicable only to […]

Section 80GG : How to Claim Rent Deductions

Introduction: Home rents can pose significant burdens, particularly in urban locales where demand for rental properties drives up prices steadily. Those without House Rent Allowance (HRA) included in their monthly earnings feel the impact even more. Fortunately, Section 80GG of the Income Tax Act, 1961, provides an avenue for annual deductions on rent payments, offering […]

TDS : A Comprehensive Guide

Introduction: The concept of Tax Deducted at Source (TDS) was introduced to streamline tax collection by directly withholding taxes from the source of income. Under this principle, a person acting as a deductor, obligated to make certain payments to another person (the deductee), is required to deduct tax at the source and remit it to […]

Form 26AS: A Complete Overview

Introduction: Taxation is a fundamental component of any country’s economy, and comprehending your tax obligations and entitlements is vital for effective financial planning. Form 26AS, commonly known as the Tax Credit Statement, plays a pivotal role in this process. It offers a comprehensive overview of your tax payments and eligible tax credits. This blog delves […]

Difference between FY and AY

Financial Year and Assessment Year: Difference Between FY and AY

Introduction: Difference Between FY and AY Navigating the complexities of the Indian taxation system often leads to confusion, especially regarding the distinction between the assessment year and the financial year. Difference between FY and AY This blog aims to clarify the disparity between the assessment year and the financial year, emphasizing their significance and implications […]

Leave Encashment

Leave Encashment and its Benefits

Introduction: Leave Encashment As per labor laws, each salaried employee is ensured a minimum annual allotment of paid leave hours. However, it’s not mandatory for an individual employee to exhaust all entitled leave hours within one year. Many organizations permit employees to carry over any unused paid leave time. When a person retired or left […]